How long is the automatic coverage period for a new vehicle purchased to replace an insured vehicle?

The automatic coverage period for a new vehicle purchased to replace an insured vehicle is typically 14 days. During this time, the insured can be assured that the new vehicle is covered under their existing policy without needing to notify their insurer immediately. This provision allows the policyholder to ensure continuous coverage and avoid potential gaps that could leave them vulnerable to risks associated with their new vehicle.

Understanding this timeframe is crucial because it provides the insured with a window to inform their insurer about the change and make any necessary adjustments to their policy, such as changing coverage amounts or adding new endorsements. This rule is designed to facilitate a smooth transition for policyholders when they replace their vehicle. The other options represent periods that are generally not aligned with standard practices in most insurance policies regarding automatic coverage for newly acquired vehicles.