If a night deposit bag left on a desk goes missing, which form of crime coverage applies?

Prepare for the General Insurance Essentials Test. Ace your exams with detailed questions and insightful explanations. Boost your skills and confidence now!

In the context of a night deposit bag left on a desk going missing, the appropriate form of crime coverage that would apply is generally understood to involve theft rather than any specific crime categories like burglary, robbery, or kidnapping.

When a night deposit bag is left unattended on a desk, it is not secured and is easily accessible; therefore, if it goes missing, it indicates a scenario of loss that typically falls outside the definitions of burglary or robbery.

Burglary usually involves unlawful entry into a building with the intent to commit theft, whereas robbery involves taking property from a person or a location through force or intimidation. In this case, since the bag was left on the desk and goes missing without the presence of force or unlawful entry, neither burglary nor robbery applies.

The term "None of the above" is therefore the most applicable choice, highlighting that the situation does not fit the definitions of the stated crime categories.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy