Under a fire policy, which of the following properties would typically not be excluded?

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The typical coverage under a fire policy includes structures and items specifically related to the operation of the property or business. A frame building and its contents directly pertain to the insured property where the fire policy's coverage is intended to protect against damage caused by fire.

Structural components such as buildings are crucial to the insured risk, and their contents—furniture, equipment, and other personal property found within—are also generally covered. This ensures that in the event of a fire loss, the insured can recover the financial loss associated with both the structure and the essential items within it.

In contrast, the other options include items that are usually deemed outside the scope of typical fire insurance coverage. For example, financial instruments like Canadian Savings Bonds or cash are typically not insured under fire policies, as they do not represent physical property the policy is designed to cover. Similarly, items like a canoe and a specific vehicle, such as a 1985 Pontiac Firebird, also fall outside the typical reach of a standard fire insurance policy.

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