What distinguishes burglary coverage from theft coverage?

Burglary coverage is specifically defined by the requirement of forcible entry into a structure, which differentiates it from theft coverage. In burglary, there must be evidence of breaking and entering, indicating that the perpetrator unlawfully entered a building or an enclosed space with the intent to commit a crime, typically theft. This requirement emphasizes the violent or forceful nature of the act.

In contrast, theft can occur without any forced entry or evidence of a break-in. Theft encompasses a broader range of acts where property is taken without the owner’s consent, regardless of how the thief gained access to the property.

So, the defining feature of burglary coverage is the necessity of forcible entry, which sets it apart from theft coverage, where such evidence is not a prerequisite.