What does "Completed Operations Liability" primarily cover?

"Completed Operations Liability" primarily covers damages that arise from deficiencies in work that has been completed after the operations have been finalized. This means that once work is done and the project is handed over, if any issues or defects lead to damages or injuries to a third party, the liability coverage would apply. This aspect is crucial for businesses, especially in construction and contracting, as it protects them from claims related to work that might not meet the required standards or expectations after the fact.

The other choices do not align with the focus of Completed Operations Liability. For instance, injuries occurring during business hours relate more to general liability coverage rather than completed operations. Product recalls involve different kinds of liability related specifically to the products sold and are covered under Product Liability Insurance. Lastly, general business liabilities that are unrelated to specific operations would typically fall under broader liability coverages and not specifically under the scope of completed operations. Thus, option B accurately reflects the nature of the risks and liabilities covered by Completed Operations Liability.