What is the primary purpose of the Facility Association?

The primary purpose of the Facility Association is to administer automobile insurance residual market mechanisms. This organization plays a crucial role in providing automobile insurance coverage to individuals who are unable to obtain insurance through traditional means due to various risk factors, such as being deemed a high-risk driver. The Facility Association works to ensure that everyone has access to necessary insurance coverage, thereby promoting fairness and stability within the insurance market.

The association serves as a critical safety net that allows consumers to obtain mandatory insurance even when they might otherwise be excluded from standard markets. This mechanism directly supports the principle that all drivers should have the ability to legally operate a vehicle with insurance coverage, regardless of their risk level.