When an Insured chooses to repair, rebuild, or replace damaged property, what must the Insurer provide?

When an insured chooses to repair, rebuild, or replace damaged property, it is important for the insurer to provide a written notice of intent within 30 days after receipt of proof of loss. This requirement is designed to ensure clear communication between the insurer and the insured regarding the insurer's response to the claim. By sending a written notice, the insurer confirms that they are acknowledging the claim and outlines their intention regarding the coverage for repairs or replacements. This step is crucial for the insured to understand how the process will move forward and what to expect, fostering transparency and trust in the claims process.

Other options, such as confirmation of coverage extension or an adjusted premium calculation, may not be necessary in this context, as they do not pertain directly to the immediate actions required when an insured opts for repairs. While local repair professionals might be helpful information, providing a list is not a required action by the insurer in response to the insured's choice to repair the property. Thus, the written notice of intent plays a central role in the claims communication process.