Where in a policy would you find the commencement date, term, and expiry date?

The commencement date, term, and expiry date of an insurance policy are typically found in the declarations page. This section is crucial as it outlines the fundamental details of the policy, including the insured parties, coverage limits, and the specific effective dates of the policy. The declarations page serves as a summary that provides essential information at a glance, ensuring that policyholders are informed about when their coverage starts and ends, which is vital for managing insurance needs effectively.

The other sections, while important, do not usually contain this specific information in a consolidated manner. For example, the policy terms detail the specifics of the coverage, the coverage summary provides a brief logo or outline, and endorsements modify existing policy clauses, but they are not the primary locations for the basic dates of a policy.