Which document must be provided by the insurer upon policy cancellation?

The requirement for an insurer to provide a written cancellation confirmation upon policy cancellation is rooted in promoting transparency and maintaining clear communication between the insurer and the policyholder. This documentation serves several important purposes: it officially notifies the policyholder that the policy is no longer in effect, clarifies the date of cancellation, and typically outlines any potential refunds or outstanding obligations.

Providing a written confirmation also helps protect both parties by offering a documented record that can be referred to in case of disputes or misunderstandings related to the cancellation. It ensures that the policyholder is fully aware of their coverage status and reinforces accountability on the part of the insurer.

In contrast, items such as a monthly premium statement, claims history report, or additional endorsements do not fulfill the legal or contractual requirement to formalize the cancellation of a policy. A monthly premium statement is typically a billing document, a claims history report outlines past claims but does not relate to cancellation, and additional endorsements modify existing coverage rather than serve as a cancellation notice.