Which province uses SPF as a prefix for automobile policy wordings?

Saskatchewan uses SPF as a prefix for automobile policy wordings. The SPF stands for Saskatchewan's standardized policy forms, which are designed to ensure consistency and clarity in automobile insurance coverage across the province. This standardization helps to protect consumers by providing clear definitions of coverage, conditions, and exclusions.

Each province in Canada has its own regulations and policy forms, and while policies can vary greatly, the use of SPF in Saskatchewan specifically indicates a unique approach to automobile insurance within that jurisdiction. In contrast, other provinces like British Columbia and Alberta have their own distinct insurance systems and terminology that do not include the SPF prefix.