Which provinces and territories have access to the facility association?

The Facility Association is designed to provide insurance coverage to those who may have difficulty obtaining it through traditional markets, primarily aimed at high-risk drivers. The provinces and territories with access to the Facility Association are those that have placed emphasis on accessible insurance for all drivers, including those who may be seen as higher risks.

The correct answer identifies a group of provinces that are in line with the mandate of the Facility Association, which includes both provinces typically associated with higher risk profiles and those that have certain guidelines governed by the association to ensure comprehensive coverage options. The provinces listed in this choice reflect a broader inclusion that seeks to support drivers across varying risk levels in the Canadian insurance landscape.

In contrast, other answers either miss some of the relevant provinces or include those that do not have the same level of access to the Facility Association. The focus is on ensuring that there is a safety net for drivers who might not otherwise find coverage, paving the way for a more equitable insurance environment across the country.