Which type of coverage provides legal defense for claims against a condominium corporation?

Liability insurance is specifically designed to provide coverage for claims of legal responsibility, which can include allegations of negligence or harm that arise from the operations or activities of a condominium corporation. This type of coverage often extends to legal defense costs, meaning that if a claim is filed against the condominium, the liability insurance would help cover the expenses associated with defending against that claim.

In the context of a condominium corporation, various parties—such as owners, tenants, or visitors—may file claims related to injuries or damages that occur on the property. Liability insurance is essential for protecting the financial interests of the corporation in such scenarios. It acts as a safeguard against unexpected legal expenditures and helps ensure the continuity of the corporation's operations.

Other types of coverage, such as property insurance, would primarily focus on physical assets and their protection, while workers' compensation insurance addresses workplace injuries for employees. Health insurance, on the other hand, pertains to medical expenses and is not relevant to the legal defense of a corporation. Therefore, liability insurance is the appropriate choice for this situation.